Travel Loans
Fund your next trip without dipping into long-term savings. Flexible repayment plans and quick approval help you focus on the experience, not the expense.
Loan products
Plan ahead.Live freely.
Fulfil your goals with loans built for salaried professionals. Money should work for everyone — whether it's a trip, an emergency, or extra cash before payday.
Lending partner disclosure: Loans are provided by ABS Vipanan Private Limited, an RBI-registered NBFC. Bansal Credit is a digital lending platform — we facilitate applications and do not lend directly.
Smart loan options that fit your lifestyle.
Whether you need funds for travel, an unexpected bill, or a little extra before salary day — Bansal Credit offers personal loans designed around how salaried employees actually live and spend.
95%+ approval rate · 9.99% - 24% interest range · Disbursal in as little as 24 hours for eligible applicants.
What we offer
Personal loans for every need
Emergency Loans
Medical bills, urgent repairs, or sudden expenses — get funds quickly once your application is approved and documents are verified. Minimal paperwork, fast support.
Salary Advance Loans
Bridge the gap before payday with a short-term loan against your upcoming salary. Repay easily when your salary is credited to your account.
Personal Line of Credit
A revolving credit line for salaried employees. Borrow only when you need to and pay interest only on the amount you use — not the full limit.
Not sure which loan fits?
Need a personalised solution?
Tell us what you need and our team will help you pick the right product. You can also explore business and gold loans on our platform.
Common questions
Frequently asked questions
Q.What loan products does Bansal Credit offer?
We offer personal loans for salaried professionals, including travel loans, emergency loans, salary advance, and a personal line of credit. Business and gold loans are also available through our platform.
Q.How quickly can I get approved?
Our digital process is designed to be fast. Most applications are reviewed promptly, and eligible applicants receive a decision after documents and credit checks are complete. Timelines may vary by profile.
Q.Is my data safe on Bansal Credit?
Yes. We use bank-grade encryption to protect your personal and financial information. Your data is never sold to third parties.
Q.What are the interest rates?
Rates are competitive and depend on the loan product and your credit profile. Personal loans typically start from 12% per year, with eligible products ranging from 9.99% to 24% APR.
Important: Bansal Credit is a digital lending platform operated in association with ABS Vipanan Private Limited, an RBI-registered NBFC. All loans are subject to credit assessment and eligibility verification. Approval is not guaranteed. Interest rates and fees vary by product and applicant profile. Please read all terms and conditions before applying. Powered by ABS Vipanan.