About Bansal Credit

Loans madesimple.Built for India.

Bansal Credit is the digital lending platform of ABS Vipanan Private Limited — instant personal, business, and gold loans with transparent pricing and RBI-regulated practices.

RBI-registered NBFC25,000+ customers₹50+ Crore disbursed

Personal LoansBusiness LoansGold LoansLoan Against PropertyInstant Approval24-hour DisbursalPersonal LoansBusiness LoansGold LoansLoan Against PropertyInstant Approval24-hour Disbursal

Our mission

Lending that respectsyour time and trust

Launched in 2019, Bansal Credit was built to make responsible lending accessible — fast approvals, clear fees, and human support when you need it.

Powered by ABS Vipanan Private Limited, we combine technology-led underwriting with the stability of an established financial institution. Apply online in minutes and track your application end to end.

25K+

Customers served

₹50Cr+

Disbursed

95%+

Approval rate

Our story

Digital first.Human whenit matters.

We saw borrowers frustrated by opaque pricing and slow disbursals. Bansal Credit was created to fix that — one platform, every major loan product, with pricing you can understand before you sign.

Every application runs through encrypted channels with multi-layer verification — so speed never comes at the cost of safety.

Today we serve salaried professionals, business owners, and families across India who need liquidity without the runaround.

Backed by

AVABS Vipanan
RBRBI Registered Entity

Personal Loans up to ₹5L01
Business Loans up to ₹25L02
Gold Loans up to ₹25L03
Loan Against Property up to ₹1Cr04
Digital KYC & e-sign05

What westand forevery day

Three commitments that shape every product, policy, and customer conversation.

Transparent Pricing

No hidden markups. Rates, fees, and total cost are shown upfront before you commit.

Speed with Care

Most personal loans are approved in minutes and disbursed within 24 hours, with specialists available Monday–Friday, 9 AM – 6 PM IST.

Responsible Lending

We approve based on income stability and fair underwriting — not gotchas. Grievance and ombudsman paths are always clear.

Trust & compliance

Regulated.Audited.Accountable.

Bansal Credit operates under ABS Vipanan Private Limited, registered with the Reserve Bank of India. All lending follows RBI guidelines, fair practices code, and data protection standards.

Your data is encrypted in transit and at rest. We never sell personal information to third parties.

RBI Registration

Non-Banking Financial Company status with published registration and periodic regulatory reporting.

II.

Fair Practices Code

Transparent loan terms, grievance redressal timelines, and ethical collection practices.

III.

Data Protection

DPDP-aligned privacy practices with 256-bit SSL on every application and account interaction.

IV.

Grievance Redressal

Dedicated complaint channels with escalation to the RBI Ombudsman when required.

Ready toapplytoday?

Check your eligibility in minutes. No branch visit required for most personal and business loan products.

Apply now →Visit ABS Vipanan →